Basic Requirements
Filled-out and signed application form
o Individual / Sole Proprietorship
o Partnership/ One-Person Corporation/ Corporation
Clear copy of one (1) valid government-issued ID, photo-bearing with signature
PSA Marriage Contract or Certificate of No Marriage
Company Profile/Business Background
Business Documents
List of major suppliers and clients with contact details (format provided)
Lease Contracts (if applicable)
For Sole Proprietorship
o Certificate of Business Registration with DTI
For Corporations:
o Certificate of Registration issued by SEC
o Articles of Inc. & By-laws
o General Information Sheet (GIS)
o Board Resolution or Secretary's Certificate
For Partnership:
o Articles of Partnership and Certificate of Registration issued by SEC
Financial Documents:
Audited Financial Statement (comparative) and Income Tax Return (BIR stamped) for the last 3 years, with positive income
Bank Statement or Passbook, (latest 6 months of working account)
Collateral Requirements:
Real Estate Mortgage (REM)
o Owners’ Duplicate copy of TCT/CCT
o Tax Declaration for Land and Building
o Latest Real Estate Tax Receipt (full year)
o P3,500 within Metro Manila; P5,000 if outside Metro Manila (Appraisal fee payment (non-refundable regardless of loan decision)
OR
Deposit Maintained with EWBank
If for Construction:
Building Plan/Specification
Bill of Materials
If for Loan-take out/Refinancing:
Latest Statement of Account from current lender
Transaction History for the last six (6) months from current lender
If Business is Leasing:
Copy of Lease Contracts
Note:
*The above are regular application requirements. Additional forms and information (as applicable) may be requested as necessary in the evaluation of the application.
** The Application will go through the standard review and evaluation process.