APPLICATION REQUIREMENTS

Submitted byPTBCS102022 onTue, 07/18/2023 - 09:24

Basic Requirements

 Filled-out and signed application form

  o Individual / Sole Proprietorship

  o Partnership/ One-Person Corporation/ Corporation

 Clear copy of one (1) valid government-issued ID, photo-bearing with signature

 PSA Marriage Contract or Certificate of No Marriage

 Company Profile/Business Background

Business Documents

 List of major suppliers and clients with contact details (format provided)

 Lease Contracts (if applicable)

For Sole Proprietorship

o Certificate of Business Registration with DTI

For Corporations:

o Certificate of Registration issued by SEC

o Articles of Inc. & By-laws

o General Information Sheet (GIS)

o Board Resolution or Secretary's Certificate

For Partnership:

o Articles of Partnership and Certificate of Registration issued by SEC

Financial Documents:

 Audited Financial Statement (comparative) and Income Tax Return (BIR stamped) for the last 3 years, with positive income

 Bank Statement or Passbook, (latest 6 months of working account)

Collateral Requirements:

 Real Estate Mortgage (REM)

o Owners’ Duplicate copy of TCT/CCT

o Tax Declaration for Land and Building

o Latest Real Estate Tax Receipt (full year)

o P3,500 within Metro Manila; P5,000 if outside Metro Manila (Appraisal fee payment (non-refundable regardless of loan decision)

OR

 Deposit Maintained with EWBank

If for Construction:

Building Plan/Specification

Bill of Materials

If for Loan-take out/Refinancing:

Latest Statement of Account from current lender

Transaction History for the last six (6) months from current lender

If Business is Leasing:

Copy of Lease Contracts

Note:

*The above are regular application requirements. Additional forms and information (as applicable) may be requested as necessary in the evaluation of the application.

** The Application will go through the standard review and evaluation process.