Earn more from your dollars with EastWest USD SuperSaver

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ABOUT THE PRODUCT
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Maximize your hard-earned US Dollars with EastWest US Dollar SuperSaver. Enjoy interest rates of up to 2.750% per annum when you open a USD SuperSaver account, so you get more from your savings.

Open an account now with a minimum deposit of USD5,000 and earn up to 0.250% interest p.a. plus a bonus interest of 2.500% p.a.* 

Hurry! Visit the nearest EastWest store or conveniently open an account via EasyWay.

*Terms and conditions apply. 

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HOW TO OPEN AN ACCOUNT VIA EASYWAY
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For new deposit customers

  1. Download the account opening form here
  2. Email the completed form and requirements to easyway@eastwestbanker.com
  3. Visit your preferred store upon receipt of email confirmation to claim your EastWest Visa Debit Card and/or passbook.
     

For existing deposit customers: 

  1. Request for callback here
Section Title 3
TERMS AND CONDITIONS
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  1. A customer (“Customer”) must open a new US Dollar SuperSaver account (“Account”) with an initial deposit of at least USD5,000.  A Customer is eligible to open only one (1) Account.
  2. The Account will earn a Base Interest plus Bonus Interest (“USD SuperSaver Interest”) based on the following interest rate table:

    Average Daily Balance (“ADB”)

    Base Interest Rate per annum

    Bonus Interest Rate per annum

    Below USD5,000

    0.000%

    0.000%

    USD5,000 < USD10,000

    At least 0.125%

    At least 2.500%

    USD10,000 < USD100,000

    At least 0.200%

    At least 2. 500%

    USD100,000 and up

    At least 0.250%

    At least 2.500% 

    ADB refers to the sum of daily ending balances in a given calendar month divided by the number of days in that month.  The Bonus Interest Rate refers to the additional interest rate that the account is qualified to earn if there are no debits or withdrawals during the calendar month.

    To illustrate: A Customer opens an Account on July 16, 2023 with the corresponding ADB per month and with no debit/withdrawals each month:

    Amounts In USD

    July 16 - 31

    August 1 - 31

    September 1 - 30

    October 1 - 31

    Average Daily Balance

    9,000

    50,000

    90,000

    150,000

    Base Interest Rate (per annum)

    0.125%

    0.200%

    0.200%

    0.125%

    Base Interest Earned

    0.97

    8.61

    15.00

    32.29

    Bonus Interest Rate (per annum)

    2.500%

    2.500%

    2.500%

    2.500% 

    Bonus Interest Earned

    19.38

    107.64

    187.50

    322.92

    TOTAL INTEREST EARNED

    20.35

    116.25

    202.50

    355.21

       Note: Actual amounts may differ due to rounding off.  Interest earned is subject to 15% withholding tax.

  3. The Base Interest earned by qualified Accounts will be credited at the end of each calendar month, while the Bonus Interest will be credited two (2) banking days after month-end. Interest earned will be subjected to a 15% withholding tax.  Accounts that fall below USD5,000 ADB are not eligible to earn any interest.  
  4. If the Account is closed before crediting of interest, any interest earned on the Account shall be forfeited. EW will not pay the accrued interest whether in full, in part or pro-rated.
  5. US Dollar SuperSaver features, requirements, fees and charges are as follows:

    Initial Deposit Requirement

    USD5,000

    Required Monthly ADB

    USD5,000

    Minimum Monthly ADB to Earn Interest

    USD5,000

    Documentation

    Passbook

    Fund Access

    Over the Counter (OTC)

    OTC Deposit and Withdrawal

    Waived

    Withholding Tax on Interest

    15%

    Fee for Falling Below Required Monthly ADB for 2 consecutive months

    USD10

    Early Closure Fee (if Account is closed within 30 days from account opening date)

    USD10

  6. All Account openings are subject to EastWest’s existing policies and procedures.